Stripe Associate Architect Certification 2025 – 400 Free Practice Questions to Pass the Exam

The type of payment referred to in this context is one where the customer is not actively engaged in the transaction at the time of payment processing, yet has previously provided their payment information and consented to the charge beforehand. This reflects a situation where the system can automatically process the payment based on the prior authorization, allowing for smoother transactions without requiring the customer's interaction at every instance of billing.

In off-session payments, the initial customer involvement typically occurs during a prior interaction, such as completing a subscription form or making a purchase during a previous session. This can be beneficial in scenarios like subscriptions, where recurring payments are necessary without requiring the user to approve each individual transaction.

The correct answer captures this essence of automation and convenience associated with prior customer authorization while emphasizing the separation from the active session during which the charge is made.